In the case of a loan without Credit Bureau, the usual credit check is not required. In order for a loan to be granted without a credit agency, various conditions must be met.
Loans without Credit Bureau
In the case of a loan without Credit Bureau, the usual credit checks are not required. Therefore, only you and the financial institution know about this loan. As a first loan, a loan without Credit Bureau is ideal. If you already know that you will need a second loan amount in the future (e.g. for your home financing), your house bank will find out nothing about your non-creditable loan amount.
But even as a second loan, non-creational loans are a good one, if not one. In the case of existing loans, the application for a second loan will in many cases be canceled. This is where the thanks begin without them. This loan will either be paid directly to your current account or you will receive the loan amount in the form of cash at the post office counter.
As with an installment loan, repayments are made in tranches fixed in advance, which remain constant on a monthly basis. Due to the long period of up to 120 months offered, the installment payments are correspondingly low.
Loans without Credit Bureau: conditions
Minors are therefore unable to obtain a loan without the help of the Federal Financial Supervisory Authority, because they are simply not fully contractible and are therefore not allowed to conclude loan contracts. In contrast, Swiss loans are only granted to people up to a maximum age of 57. The reason for this is that income must be generated from permanent and permanent employment.
The second step in the ranking is the apartment. The rule, whether for credits with or without Credit Bureau, is basically a place of residence in the FRG. Because it would be too costly to review the conditions, offers and orders for several dozen regulations in different countries, and because it would also prove difficult to communicate, the offers are aimed exclusively at customers based in Germany.
It depends on the precise regulations, which can vary slightly from offer to offer. In some cases, minimum withdrawals are also possible so that a loan can be granted. This is especially true for Swiss bonds. The same applies to all loans without Credit Bureau, because the salary is the only security that is offered to the house bank and must not only be sufficient for maintenance, but also for the payment of the leasing installments.